Postal Life Insurance Customer Care

If you’re in search of Postal Life Insurance Customer Care – Number, then you don’t need to wander yourself. Along with Postal Life Insurance Customer Toll Free Helpline Number, We have also brought to you, PLI Plans of various categories. The team of Postal Life Insurance is aware to solve your queries on its 24×7 Service Portal.

You can call the Postal Life Insurance Helpline Number if you have something to ask from the company about a particular policy, premium or other issues. If you’re in trouble regarding any of the product, you can dial Postal Life Insurance Complaint Number provided on this page. Please have a look below…

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Postal Life Insurance Customer Care Number

Postal Life Insurance Customer Care Number

Postal Life Insurance Customer Care E Mail-ID

Check Here: How To Talk To A Customer Care Executive

Postal Life Insurance Circle Office Address

POLICIES UNDER PLI

PLI offers the following six types of policies:

• Whole Life Assurance (Suraksha)
• Endowment Assurance (Santosh)
• Convertible Whole Life Assurance (Suvidha)
• Anticipated Endowment Assurance (Sumangal)
• Joint Life Assurance (Yugal Suraksha)
• Children Policy (Bal Jeevan Bima)

Read Here: How To File Online Complaint In Consumer Court

Salient Features of PLI Policies

Whole Life Assurance (Suraksha) 

• Minimum & Maximum age at entry: 19-55 years
• Minimum Sum Assured Rs. 20,000; Maximum Rs. 50 lac
• Loan facility after 4 years
• Surrender after 3 years
• Last declared Bonus- Rs.85/- per Rs.1000 sum assured per year 

Endowment Assurance (Santosh)

• Minimum & maximum age at entry: 19-55 years
• Minimum sum assured Rs. 20,000; Maximum Rs. 50 lac
• Loan facility after 3 years
• Surrender after 3 years
• Last declared Bonus – Rs. 58/- per Rs. 1000 sum assured per year

Convertible Whole Life Assurance (Suvidha)

• Assurance to the extent of sum assured with accrued bonus till attainment of maturity age
• In case of death, assignee, nominee or legal heir paid full amount of sum assured with accrued bonus
• Minimum age & Maximum age at entry: 19-50 years
• Minimum sum assured Rs. 20,000; Maximum Rs. 50 lac
• Loan facility after 4 years
• Surrender after 3 years
• Last declared Bonus- Rs. 85/- per Rs. 1000 per year (for WLA policy if not converted to Endowment Assurance)

Anticipated Endowment Assurance (Sumangal)

• Policy term: 15 years and 20 years 
• Minimum age 19 years; maximum age at entry 40 years for 20 years’ term policy & 45 years for 15 years’ term policy
• Survival benefits paid periodically as under: –
• 15 years Policy- 20% each on completion of 6 years, 9 years & 12 years and 40% with accrued bonus on maturity
• 20 years Policy- 20% each on completion of 8 years, 12 years & 16 years and 40% with accrued bonus on maturity
• Last declared bonus -Rs. 53/- per Rs. 1000 sum assured per year

Joint Life Assurance (Yugal Suraksha)

• Life cover to both spouses to the extent of sum assured with accrued bonus.
• Minimum sum assured Rs. 20,000; Maximum Rs. 50 lac
• Minimum age & Maximum age at entry of spouses: 21-45 years
• Maximum Age of the elder policy holder should not be more than 45 years & the couple should be between 21 years to 45 years.
• Loan facility after 3 years
• Loan after 3 years 
• Death benefits are paid to either of the survivors in the event of death of spouse or main policy holder
• Last declared Bonus- Rs. 58/- per Rs. 1000 sum assured per year 

Children Policy (Bal Jeevan Bima)

• The scheme provides life insurance cover to children of policy holders.
• Maximum two children of policy holder (parent) are eligible
• Children between 5- 20 years of age are eligible
• Maximum sum assured Rs. 3 lac or equal to the sum assured of the parent, whichever is less
• Policy holder (parent) should not be over 45 years of age.
• No premium to be paid on the Children Policy, on the death of policy holder (parent).  Full sum assured and bonus accrued shall be paid on completion of term
• Policy holder (parent) shall be responsible for payment of Children policy
• Attract the rate of bonus applicable for Endowment policy (Santosh) i.e. last bonus rate is Rs. 58/- per Rs. 1000 sum assured per year.

Postal Life Insurance in a Glance!

With 1,54,939 branches nationwide, India Post has nearness in the most remote regions of India, serving with a wide range of products and fundamental services, Postal Life Insurance (PLI) or Life Cover is a part of this blend of services given by the Department.

Postal Life Insurance (PLI) was founded on first February, 1884. It began as welfare conspires to help postal workers and was later stretched out to the employees of the Telegraph Department in 1888. Hope! The info regarding Postal Life Insurance Customer Care made available by customerkarts.com will be helpful to you. Stay Tuned!

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